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Paid off the £31,000! BUT - still scrimping!

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  • beanielou
    beanielou Posts: 95,712 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Seaside girl~~you wont be as inflexible as me~~fact.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ah but you're the chair yoga expert beanie!😀
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • PaulieHerts
    PaulieHerts Posts: 570 Forumite
    Fifth Anniversary 500 Posts Photogenic
    I’ve saved the yoga stretches from YouTube now! You are inspiring me, I am going to be busy what with this and the cleaning/organising. I’ve just got to get round to doing them now! I am a great procrastinator! 😊😘
  • I have downloaded your cleaning book.  Just need to accept that it won’t work by osmosis
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Well done on doing the yoga and sorting the headphones SSG 🙂. I can highly recommend Barbara Currie's Seven Secrets of Yoga DVD as it's great for beginners. I find the bubbles in the background very soothing and hypnotic 😁 . I've been doing yoga for years but as I do it off and on and am prone to a stiff neck, shoulders and back, I need to do the beginners stretches or I'll do myself an injury 😂. 
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • milann
    milann Posts: 11,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Wow what a busy lot you are.....cleaning, exercises and yoga. Well done everyone.
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,027 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 20 April 2020 at 11:04PM
    Well done on doing the yoga and sorting the headphones SSG 🙂. I can highly recommend Barbara Currie's Seven Secrets of Yoga DVD as it's great for beginners. I find the bubbles in the background very soothing and hypnotic 😁 . I've been doing yoga for years but as I do it off and on and am prone to a stiff neck, shoulders and back, I need to do the beginners stretches or I'll do myself an injury 😂. 
    I'm absolutely as stiff as a board today @HairyHandofDartmoor - around my back and arms - and especially down my hamstrings!🥴🥴🥴🥴. Who would have thought I would be so sore just stretching!  Well it proves that yoga stretches work!  I'm going to carry doing these Miracle stretches for a week and then add the other 10 mins floor stretches as well. Who knows when I will be ready for the Miracle Advanced segment!😱.  


    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sun_Addict
    Sun_Addict Posts: 24,120 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I received my LIB beauty box today, very pleased with the contents, well worth £9. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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