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Paid off the £31,000! BUT - still scrimping!
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Seaside girl~~you wont be as inflexible as me~~fact.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Ah but you're the chair yoga expert beanie!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
I’ve saved the yoga stretches from YouTube now! You are inspiring me, I am going to be busy what with this and the cleaning/organising. I’ve just got to get round to doing them now! I am a great procrastinator! 😊😘2
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I have downloaded your cleaning book. Just need to accept that it won’t work by osmosisMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.2
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Well done on doing the yoga and sorting the headphones SSG 🙂. I can highly recommend Barbara Currie's Seven Secrets of Yoga DVD as it's great for beginners. I find the bubbles in the background very soothing and hypnotic 😁 . I've been doing yoga for years but as I do it off and on and am prone to a stiff neck, shoulders and back, I need to do the beginners stretches or I'll do myself an injury 😂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS2 -
Wow what a busy lot you are.....cleaning, exercises and yoga. Well done everyone.January spends - £587.582
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PaulieHerts said:I’ve saved the yoga stretches from YouTube now! You are inspiring me, I am going to be busy what with this and the cleaning/organising. I’ve just got to get round to doing them now! I am a great procrastinator! 😊😘in_need_of_direction said:I have downloaded your cleaning book. Just need to accept that it won’t work by osmosismilann said:Wow what a busy lot you are.....cleaning, exercises and yoga. Well done everyone.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
HairyHandofDartmoor said:Well done on doing the yoga and sorting the headphones SSG 🙂. I can highly recommend Barbara Currie's Seven Secrets of Yoga DVD as it's great for beginners. I find the bubbles in the background very soothing and hypnotic 😁 . I've been doing yoga for years but as I do it off and on and am prone to a stiff neck, shoulders and back, I need to do the beginners stretches or I'll do myself an injury 😂.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Back to work today - busy time still but it makes the day go quicker. I did my walk lunchtime - the weather was beautiful but with a fairly strong wind. After I came back I did my 10 mins yoga stretches
Tonight I was on the phone a while with a very old friend that I haven't heard from for a while. It was good to hear that she and her OH were coping well in lockdown as they are both in their seventies and have health issues. Then another friend phoned so I've spent quite a bit of time this evening chatting away. 😀
SCRIMPY MSE THINGS
Only spent out on some bananas whilst I was on my walk.CLEANING PROJECT
Today's big Cleaning task was the oven, hob and microwave. I had some good old Oven Pride which I find excellent for the inside of the oven and racks. It works better overnight so I will rinse the oven and racks tomorrow morning before work. I cleaned the hob and the rest of the oven, including the glass door and heated up some lemon slices in water in the microwave to help clean and freshen it.Organising was cleaning and sorting out the glasses cupboard and cleaning the glasses. This was a fairly quick job as I don't have lots of glassware and didn't need to sort out them out or clean them. I just took the glasses out and wiped down the cupboard.Maintenance job was extra time in living room for its weekly cleaning. Wiped down and polished all surfaces including pictures, large mirror, lamps, tv and also switches and door. Vacuumed around the edges of the room and middle.Phew!🥵Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”6 -
I received my LIB beauty box today, very pleased with the contents, well worth £9.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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