Paid off the £31,000! BUT - still scrimping!

Cheeseface

Hurray for NSD.

It's nice to have someone close and non judgemental you can trust. You're obviously a great mum.

(Btw, my name comes from a predictive text error on my own name, which is nothing like cheeseface but I have fat fingers)

Sun_Addict

Makes a change kids giving parents money advice Great that she's got her head screwed on right.

Love how you got your name Cheeseface Thought it might be coz you loved cheese! It took me ages to make mine up as every one I chose had already been taken! But I do love my sunshine.

crunch_time

Seasidegal58 wrote: »

Hi crunchy - yes I did tell her. It was earlier this year around springtime - after I had got my debt busting mojo back for the second time and cleared off roughly half of the £31,000. Of course she did exactly what I knew she would do - offer to pay it off for me! We had a heart to heart and I explained that I thought I could now tell her because I managed to pay down a goodly bit of it and I was on course to be debt free by the end of the year. As it was I paid it off in the summer owing to my options payment at work. When I first told her she was concerned and worried (the main reason I didn't want to tell her in the first place) but I said I felt I could confide in her now as I knew that I could manage it. I explained about YNAB and showed her my budget categories etc and this allayed her fears somewhat. She knows what I'm like with money! We have chats about money now from time to time and what my aims are so it's nice to finally have a confidant.

DD is very good at keeping confidences. However I have not told anyone else! I am close to my sis and love her to bits but with regard to confidential matters she would tell her OH and always has to tell at least one other person! I know quite a lot of her friends well and she would end up telling one of them then everyone would get to know. :rotfl:

Today ended up a NSD - about time too! :j

That's really good that you have someone to share it with and confide in. If only talking about money wasn't such a taboo subject!

Thanks for sharing and long live these forums so we have somewhere to share our feelings no holes barred!

Crunchy x

JWPopps

crunch_time wrote: »

If only talking about money wasn't such a taboo subject!

100% agreed! If we were all more financially open maybe people would know more easily where to get advice from and how to avoid difficulty in the first place... ah, utopia... :rotfl:

Seasidegal58

Cheeseface wrote: »

Hurray for NSD.

It's nice to have someone close and non judgemental you can trust. You're obviously a great mum.

(Btw, my name comes from a predictive text error on my own name, which is nothing like cheeseface but I have fat fingers)

Thank you Cheeseface! She is a wonderful DD as well! It's great that the origin of your MSE name came from a predictive text! (I thought maybe you loved cheese as well!) It's very apt as we are all so Virtual here!

Hi bob, SA and crunchy :wave: Yes - it's lovely I have one confidant in RL now, but wonderful that I have so many here in the Virtual World!:T
Yesterday was a NSD and today is looking good as well!:j
Received some gifts from clients in the post at work - a really big Christmas tree shaped box of Thornton's chocolates and a Waitrose voucher for £25. It's really nice to be thought of!

My boss gave me his pressie today as it is his last day in the office tomorrow and he won't be back till the New Year. I know it is a voucher of some sort - he always gets me one of these - either M&S or John Lewis, but I won't open it till Christmas Day! I also brought in my own present to him today - golf balls as usual though I always tell him they are my home-Xmas puddings thumping around in the box!

Will get on with some more wrapping tonight. Haven't got a lot left - will do the rest of my friends and the children's presents. Christmas ipod playlist and Bailey's at the ready!!:D

Seasidegal58

JWPopps wrote: »

100% agreed! If we were all more financially open maybe people would know more easily where to get advice from and how to avoid difficulty in the first place... ah, utopia... :rotfl:

Welcome JWPopps:wave:- Just saw your posted as I posted mine!

It seems to be ingrained in us all I think to keep your financial affairs to yourself and to feel ashamed if things get out of hand! I know I did and I still can't bring myself to tell the rest of the family or friends about the debt even though it's gone now! But for all I know they may be in the same boat as I was!

Sun_Addict

I'm going to take a leaf out of your book today SSG and wrap presents with a Baileys and Christmas songs.

Doodles152

Seasidegal58 wrote: »

This time round it has come to £71.30 - annoying thing was that £16 was water filters for my Brita water jug and kettle. :mad: Does anyone know if Tesco's water filters fit the Brita appliances? They certainly look the same and are half the price! £4 was also included for delivery charge but if I went to the supermarket I would still have to pay for a taxi home so it all sorts itself out in the end.

.

Sorry not sure if anyone else has replied to this, have just found your diary and I'm reading through it but thought I would reply anyway, Yes the tesc0 water filters do fit the Brita water jugs, I have one and use the Tesc0 filters as much much cheaper

Seasidegal58

Hope you're getting the wrapping done SA. Have a boozy musical time!:beer:

Thanks so much for letting me know about the water filters Jayne. :wave: That's very useful.

Today was Xmas Jumper day today in work. I opted out of dressing up but donated £2 to Save the Children which was the charity the day was in aid of here. Also donated £10 to Help the Aged which was one of my tasks via the Turtles NSD thread.

Popped out lunchtime to Boots for my monthly stock up of toiletries. Saved £12.28 on offers so final bill was £33.86. I didn't end up spending here though as cost came out of my recent Amex Cashback. :j

Dropped a brand again. Needed a new lip pencil so bought a L'Oreal one for £3.99 instead of £17 Bobbie Brown one! See how it compares!

Apart from that work quiet again. Boss has gone now till New Year so hopefully there won't be any crises while he's away!

Cheeseface

Let us know how you get on with the lip pencil. I do love nice cosmetics. I am nervous of downshifting. I use Lancôme mascara, I have tried cheaper ones but always end up going back to my usual brand. I've wasted money on the cheaper ones as I end up not using them.

Have you got any decent cheaper brand experience? I like MUA and Make up Revolution. The lipsticks are £1 and great quality.