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I've tried DIY but :-(

I've contacted several providers that both my husband and I have had loans/mortgages with over the years and they have ALL come back as too far back or account not known, the details are definitely correct. What next?

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  • SailorSam
    SailorSam Posts: 22,754 Forumite
    10,000 Posts Combo Breaker
    What exactly are you asking ?
    If you've had accounts haven't you got all the details ?
    Liverpool is one of the wonders of Britain,
    What it may grow to in time, I know not what.

    Daniel Defoe: 1725.
  • dunstonh
    dunstonh Posts: 119,854 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    MikaelaDes wrote: »
    I've contacted several providers that both my husband and I have had loans/mortgages with over the years and they have ALL come back as too far back or account not known, the details are definitely correct. What next?

    Most mortgage PPI is standalone and not built into the mortgage. That is one of the reasons why most MPPI complaints are rejected.

    PPI information is not in the public domain. If they have no records and you have no records then a claims company is not going to get hold of any records.

    If you have reason for thinking that there was PPI and the records are not that long ago, then you can spend £10 and do a DSAR and see what the lender says.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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