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Unauthenticated Experian check

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How difficult / easy is it for a check to come back as unauthenticated?

Would it mean they are not on the Electoral Register? Have never made any credit applications?

What are the implications of being unauthenticated?

Thanks

Comments

  • Hi

    I was going to ask a question around the same issue.

    I have previously tried to use MoneySavingExperts Credit Card Eligibility Checker and it said the information I provided could not be provided. I sent off for a copy of my statutory credit report and the only issue I can see is that is says I am on the electoral roll in my current and a past address.

    I've also tried the new MSE Credit Club this week and again Experian are saying they can't verify my identity.

    Does anyone know is this something I should be worried about? If I can't be verified by them does that mean I might not be verified by other lenders too?

    I am going to contact the Electoral Commission to have my details updated, hoping that will solve the problem.

    G
    Credit Card debt as of [STRIKE]Nov '16 - £12,052.89[/STRIKE], [STRIKE]Dec '16 - £10,853.97[/STRIKE], [STRIKE]Jan '17 - £10,671.97[/STRIKE], Feb '17 - £7,990.41
    Aim to be debt free - December 2017
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