Settlement figure offer to Payplan ...

another_casualty

Hello
I have posted a very similar thread a few months back, but cannot find it. Please accept my apologies.:)
I have a breakdown this time ( I haven't broken down yet)..

So: Barclays £986.39 ( overdraft )
Barclays £6,769.03
Mint card £5,896.22 ( Nat west/ rbs, and passed over to wescott)
Santander credit card£1000.02
Santander loan£9,153.61

Total £23,805.27

Now obviously , it would take ages to pay back ( over 30 years)
I am selling my home and starting my life over again .
(Quit everything thread on dfw ) .

I am hoping to make a settlement figure of £10-12,000
What are the chances?
Do I go through Payplan, who are cool and understanding?

Please advise , and thanks

[Deleted User]

We can't tell you the odds.

Work with Pay plan.

another_casualty

Thanks z x .
Wasn't sure whether to go direct to lenders, or talk to Payplan first.

[Deleted User]

Whichever you feel more confident doing. But it would be wise to get P's opinion.