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Policing the Credit Agencies

Alasdair_on_Arran · 2016-09-16 09:44:06

Collaboration between credit reference agencies and banks etc. is limited and incomplete, and the agencies' information is inaccurate: having had a card application rejected I got on big E's free trial and found several errors and omissions e.g. E says I'm not on the Electoral Roll, but the other big E has me correctly at…

Comments

badmemory Posts: 9,885 Forumite

17 September 2016 at 3:28PM

We should also not forget that it is in the CRA's financial interest to hold erroneous records for us. This is why it has become necessary to cough up money to see your report before you apply for a mortgage or indeed ANY type of credit. Access to all 3 reports has now become a requirement. For most people this would not be necessary if they could be trusted to hold correct information.

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