SP actual payday

stanfranks

I am trying to work out day SP is paid and understand this is linked to NI number.
In my case this is a Thursday, but I have read that there is some delay in first payment relative to the day I reach 65.

So if I reach 65 on a Sat when would I expect the first payment and how many days will it cover ie is it backdated to Sat.

My research in trying to understand has left me unclear on the process.

xylophone

https://forums.moneysavingexpert.com/discussion/5491874

Post 7

stanfranks

Thanks.

Having read that thread does it mean in my case this:

If I am 65 on Sat 18 Mar with a payday of Thurs then would I receive 1st payment on Thurs 8 Apr.
Would this be backdated to Sat giving me 12 days pay ie Sat 18 Mar - Wed 7 Apr.

I have read of people missing out due to how their birthday and payday falls.
The amount for me will be under the old rules, does this have any effect.

anmarj

Your first payment would be the Friday before to the following Thursday, as old rules you do not get paid for the Saturday to the Thursday. So in your example if the first payment is due 8 April, this covers 1st April to 8th being the Thursday payday.

Under the old rules it is only paid in complete weeks and you gain at the other end (death) as you would get paid up to end of the payday week, under new rules you may get part payment at start but means at death, you would only get part payment up to date of death.

JuneAB

State pension is paid every 4 weeks in arrears.

If your pay day is Thursday the first full week ending on a Thursday after you reach state pension age is classed as the first week.

So if you reach SPA on Sat 18 March then the first full week ending on a Thursday will be Fri 24th to Thu 30th. As it is paid every 4 weeks in arrears you will get your first state pension payment on Thu 20 April and then every 4 weeks after that.

https://www.gov.uk/state-pension/what-youll-get

anmarj

JuneAB wrote: »

So if you reach SPA on Sat 18 March then the first full week ending on a Thursday will be Fri 24th to Thu 30th. As it is paid every 4 weeks in arrears you will get your first state pension payment on Thu 20 April and then every 4 weeks after that.

https://www.gov.uk/state-pension/what-youll-get

the bit in bold, not strictly true, as the payment has to get into a payment cycle first payment can from 1 weeks payment to 5 week payment to 4 weekly after that.

archie17

I was informed that my pension will be paid every four weeks.
I requested that this should be paid weekly, no problem they said.
So every week I get a nice bank transfer. Four weeks just does not seem right - weekly or monthly is more logical to me.
My pension was paid when they said it would be and I was very impressed with the service I received.

JuneAB

It is paid in 4 weekly instalments. DWP doesn't mess about with part payments.

stanfranks

Thanks guys.

Why can't it be straightforward.
So no one knows when 1st pay will be, up to DWP it appears.
It could be any of the options anmarj said.
Ongoing payments are not an issue just the 1st one; when and how much.

I'll just have to wait and see what happens.

anmarj

JuneAB wrote: »

It is paid in 4 weekly instalments. DWP doesn't mess about with part payments.

under the new rules they do mess about with part payments now:D

archie17

I think you have to request it, the default setting is every four weeks.