Nationwide Loyalty Saver 15 year Iss 4

derrick

Just noticed my Nationwide Loyalty Saver 15 year Iss 4 has dropped from 1.2% to 0.95%.

I have had no notice of this and it must have only recently happened as I am sure when I looked a couple of weeks ago it was still 1.2%, will be looking to move the savings to somewhere paying more. Any ideas?

I have all of the reg savers and others maxed out so I think my only ones left will be instant access accounts.


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Kim_13

They supposedly sent out letters if the balance of the account was more than £100. I know someone who should have had a letter but didn't though.

The rate was cut on 1st September, though earlier and later issues of the Loyalty Saver have been paying the same rates for a while now.

borkid

derrick wrote: »

Just noticed my Nationwide Loyalty Saver 15 year Iss 4 has dropped from 1.2% to 0.95%.

I have had no notice of this and it must have only recently happened as I am sure when I looked a couple of weeks ago it was still 1.2%, will be looking to move the savings to somewhere paying more. Any ideas?

I have all of the reg savers and others maxed out so I think my only ones left will be instant access accounts.


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They sent me an email a few weeks ago about their new interest rates.

karlie88

derrick wrote: »

Just noticed my Nationwide Loyalty Saver 15 year Iss 4 has dropped from 1.2% to 0.95%.

I have had no notice of this and it must have only recently happened as I am sure when I looked a couple of weeks ago it was still 1.2%, will be looking to move the savings to somewhere paying more. Any ideas?

I have all of the reg savers and others maxed out so I think my only ones left will be instant access accounts.


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Is it worthwhile moving the ISA money into regular savers paying >=2% interest?

antenna

The "Loyalty Saver" is not a ISA but Iss 4(Issue)4

karlie88

antenna wrote: »

The "Loyalty Saver" is not a ISA but Iss 4(Issue)4

Skim reading.

King_Of_Fools

derrick wrote: »

will be looking to move the savings to somewhere paying more. Any ideas?

Well according to:
http://www.moneysavingexpert.com/savings/savings-accounts-best-interest
The best account that offers equivalent access only offers 1% so there is not a lot in it.

TheShape

Tesco current Account for £3000 at 3%?

derrick

TheShape wrote: »

Tesco current Account for £3000 at 3%?

derrick wrote: »

........I have all of the reg savers and others maxed out so I think my only ones left will be instant access accounts.
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I can't list them all, but have 2 of those.


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karlie88

derrick wrote: »

I can't list them all, but have 2 of those.


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Do you have:

- M&S reg saver 6%
- HSBC reg saver 4/6%
- FD reg saver 6%
- NW flexclusive reg saver 5%
- Club Lloyds monthly saver 3%
- Santander reg esaver 3%
- Leeds BS reg saver 2.3%
- TSB monthly saver 2%
- Halifax reg saver 2%
- BoS monthly saver 2%
- Principality reg saver 2%

As well as all the current accounts which we're all aware of?

If so, then :T

We have another speculator in the house. :cool:

p.s. I've probably forgotten other reg saver, apologies in advance.

System

You forget that the each current account comes with a credit check and many of the regular savers require said current account...