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Effect of closing credit accounts on credit file
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It depends. What else is on your file?
Catalogue accounts aren't generally the most useful forms of credit.0 -
Thank you for the reply, I have Next, Very, Isme and Argos. out of them all I use Argos the most but pay it in full before the interest free period ends. Also have 3 credit cards one of which is a Vanquis card but I've held it for years.0
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If you're using the cards regularly and clearing full each month, I would dump the catalogue accounts.0
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Thanks for the advice, I will proceed to close down each account. Thanks again :beer:0
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