Job Seekers Allowance...would I be elegible?

united4ever

Hi, So I work full time and bring in between 30 and 40k PA. My wife has been looking after our young kids but they are now in school full time so she is job hunting (probably part time). Until she finds a job is she elegible for jobseekers allowance or does being married to me with a regular income mean that she is inelegible?

Thansk a lot:)

Mr.Generous

not a chance with your income, if you lost job you'd get contributions based job seekers, she would fill in forms which include household income and get zilch.

united4ever

Fair enough....thanks for that.

united4ever

right NI credits would go towards her pension entitlement etc wouldn't it. She is non british or EU but has lived here for 10 years and has indefinite leave to remain....not sure she will be elegible for a British pension? Are there any other reasons to accumalate NI credits?

Thanks

Brighty

For state pension only i think, but if kids are under 16 and she is receiving child benefit for them, she'll be getting NI credits anyway

Brighty

sammyjammy

Brighty wrote: »

For state pension only i think, but if kids are under 16 and she is receiving child benefit for them, she'll be getting NI credits anyway

Brighty

Its 12 years old not 16 anymore.

united4ever

yeah, kids are 7 and 4 with child benefit so she is getting them already.....would she be elegible for a state pension as the current rules stand if she has say 12 years NI contributions? Though probably she will work in the UK after the kids are 12 so could be 20 plus years NI credits.

Cheeky_Monkey

I thought we had to have 35 years' worth of NI contributions to get a state pension nowadays?

p00hsticks

Cheeky_Monkey wrote: »

I thought we had to have 35 years' worth of NI contributions to get a state pension nowadays?

Under the new rules introduced this April, you have to have at least 10 years to qualify for any state pension at all. 35 years or more gets you the maximum - currently £155.65 (ignoring any transitional rules).

Anything between 10 and 35 years is pro-rata'd - so for example 12 years would get you 12/35ths of £155.65 (around £34.29)