Being made to use my car at work?

takman

lufcgirl wrote: »

So in our branch there are two consultants;

Me, and you know my situation

The other one. Who did have a car who she shared with her Mum. The car broke down and she can't afford to have it replaced which the company seem fine with, as long as I taxi her about.

So I can't see how it would even be possible to release me when the other girl has zero intention of getting a car for personal or work purposes. To me they are just taking advantage of the fact I do have a car.

Well they are the ones that are paying your wages so if they want you to waste time being a taxi then that's up to them!. If you are being paid 40p a mile that will more than cover an fuel, insurance and any wear and tear expenses on a standard car.

Obviously the company really should be insisting you have business insurance for your car when they are asking you to use it for business purposes. So your both being irresponsible by not having it as well as you breaking the law and driving illegally.

ohreally

lufcgirl wrote: »

The car broke down and she can't afford to have it replaced

Its only a matter of time before this applies to you as well, what then, you will have no car for work and no car for you.

Your employer has a sh!ty business model, stop supporting it.

getmore4less

Are you commissioned/performance based?

Taking you out as a driver for a few days may have motives.

watch your back.

if you are the boss while the other is away what about hiring a car for the other person o do the delivery so you can do your normal job for the day.

BrassicWoman

tell them you're happy to do the driving every day they get you a hire car. That's a reasonable compromise.

dacouch

This is very surprising for a national company who should know better and would generally want to cover their own backs.

They would normally know that as a company they could potentially be prosecuted if one of their employers using their own car for the purposes of the business that has an accident and the driver is not correctly insured.

The above is the reason why most prudent employers check (On a regular basis) the driving licences and insurance documents of employees using either company vehicles or their own vehicles in connection with the employers business.

Are the HR dept aware of the situation eg you using your own vehicle and not being insured for it?

Do the employer not cover the cost of extending your insurance for business use

[Deleted User]

Start as you mean to go on - do it once and you'll be expected to do it forever. you're not working for the same wassocks that employ me are you?

dacouch

P.S I think your Insurers would want you to have Class 2 business Use rather than Class 1 as it sounds like your job involves selling whilst at client's sites.

This may be why the extra premium for extending your policy seems so much

Reggie_Rebel

They could release you and employ some one on a contract basis to do the deliveries.

You, and they, seem to be missing the main. You are knowingly driving uninsured, should you have an accident, regardless of fault, then at best you risk having to pay for the damage to your and any other cars insurance.

At worst you risk personally being pursued for damages when everyone else involved suffers whiplash, massive hikes on your insurance premiums (if anyone will insurance you) and a possible spell at Her Majesty's pleasure. When they will have to replace you.

silverwhistle

getmore4less wrote: »

Are you commissioned/performance based?

Taking you out as a driver for a few days may have motives.

watch your back.

Good point. Email to your boss, with a blind copy to your home personal address, is always a good precaution in these circumstances.

KingS6

Reggie_Rebel wrote: »

You, and they, seem to be missing the main. You are knowingly driving uninsured, should you have an accident, regardless of fault, then at best you risk having to pay for the damage to your and any other cars insurance.

Having an accident whilst uninsured does not automatically place the uninsured driver at fault, it will have to be proven they were the at fault party. If this was the case how have uninsured drivers been able to claim for damages against insured drivers in the past? (When they have been the non fault party).

The best case scenario is the risk that the insurance details will be checked (especially if the Police attend) and then the driver is reported for the consideration of prosecution for driving uninsured). Never mind being liable for damages.

Of course the other scenarios are all more realistic.