Credit score decreased -> on Registering in Electoral. help required.

[Deleted User]

Ask the agent or landlord why you failed the check. It's not because of your score.

MSE_Chris

GingerBob wrote: »

He is correct. It is NOT meaningless. However, it is also potentially not accurate. It is an indicator and should be treated as such. If the score changes then it's highly likely something has happened, so it's ... an indicator.

Good to mention as well that only you can see your score. Lenders can't see this when you apply so whilst the calculation is based on an algorithm, it's purpose is to give you a straight forward visual indicator on your previous credit history.


Lenders can decline for a number of reasons, you can always ask for a reason and appeal if necessary.

Thrugelmir

Roselilyjas wrote: »

No Nasty things in Credit report.
its reduced only due to electoral.

It's a change in data held by the CRA. Whether this will have a positive or negative effect is currently unknown. If positive then the notional score will improve over the next few months.