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Charged £260 to cancel a car insurance policy only two months in..

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Comments

  • Iceweasel
    Iceweasel Posts: 4,929 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Johno100 wrote: »
    And if those T & C's are unfair? Did you read the links I posted in post #12?

    Yes I did - and what would you estimate the costs would be for the OP to pursue the matter with ombudsman and/or his own legal reps.

    I have experience of pursuing an employer though the employment tribunal and winning my case.

    After paying all the fees, costs and other expenses I found that I had won somewhat of a Phyrric Victory.

    A different situation admittedly - but I think you will get my point.

    The OP may choose to go ahead and prove a point - but will be very lucky to gain much financially - unfortunately.
  • Johno100
    Johno100 Posts: 5,259 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Iceweasel wrote: »
    Yes I did - and what would you estimate the costs would be for the OP to pursue the matter with ombudsman and/or his own legal reps.

    I have experience of pursuing an employer though the employment tribunal and winning my case.

    After paying all the fees, costs and other expenses I found that I had won somewhat of a Phyrric Victory.

    A different situation admittedly - but I think you will get my point.

    The OP may choose to go ahead and prove a point - but will be very lucky to gain much financially - unfortunately.

    BIB a big fat zero, I don't believe any ombudsman charges for a consumer to take a complaint to them.
  • Iceweasel
    Iceweasel Posts: 4,929 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Johno100 wrote: »
    BIB a big fat zero, I don't believe any ombudsman charges for a consumer to take a complaint to them.

    OK then - I sincerely wish the OP good luck.

    I do hope he/she comes back in a couple of months time and lets us know the result.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Johno100 wrote: »
    He can't, they won't cover his new car.
    Iceweasel wrote: »
    With all due respect, that is not the fault of the insurer.
    Johno100 wrote: »
    And neither is it the OP's.
    The OP knew he was two months into a one year insurance policy.
    The OP decided to change car.
    The OP decided to buy a car without checking if his insurer would cover it, and without checking what the clearly-specified cancellation policy of the insurer was.
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