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Someone registering their vehicle and insurance at my home address?

Hi everyone. I need to know whether or not I am in the wrong here because I am getting confused myself! I have a lodger living with me and she is living here only. However, she has a partner who is not living here as we clearly stated it is for single occupancy only.

For a few months, we have had letters coming to our house in her husbands name. So far we have had letter from the bank in his name, v5 registration document, and also car insurance document. I put return to sender, no such person lives at this address but the insurance one came back so I web chatted them and said why do you keep on sending it back, and upon passing details on they said it seems like he has registered himself at my address and has now noted it down on the policy and will be in touch with him regarding this.

I should probably tell her, really but before I do - could it possibly be the lodger that is driving the car, but it is registered and insured in his name? Is that allowed/does this sound a bit odd?

Thanks
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