We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Default still showing after DRO

Options
jjademarie
jjademarie Posts: 1 Newbie
in Credit file & ratings
Hello! I have had a quick look through but couldnt see anything on this subject.

So 4 years ago I had a DRO, being young and given lots of credit I got myself into debt I couldnt repay a DRO was my only option at the time.

I had 3 debts to be written off. 1 was but 2 others are still showing as default on my credit report.

Im looking to get a mortgage next year and I'm hoping to get these taken off? If I can?

Any info would be great!

Thanks

Jade

Comments

  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi there and welcome to MSE,

    The original default date will still remain for 6 years from the date of default but the balance should be zero on your credit file if your DRO completed successfully.


    Laura
    @natdebtlin
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture