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Beergirl
Beergirl
Posts: 1 Newbie
I'm new to this forum, so please be patient with me .I am wondering if there are any companies that do a blanket insurance for house hold goods. I had a new kitchen a couple of years ago and the guarantees are running out on the various appliances. I am now being offered renewal insurance on them but they add up to more than I am paying for my home and contents insurance. I did ring my own company and they do not do it. Does anyone know if any reputable companies offer this sort of thing.
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Googling 'appliance insurance cover' throws up a few options. I doubt if any of them are cost effective, but I guess you're buying peace of mind rather than value.0
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Not a fan of appliance insurance. By the time you add up what you would pay over the years for the insurance, you typically pay more than the cost of the appliances that do go wrong and need repairing or replacing.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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The only time it might be worth considering is if you have matching appliances that can't now be replaced and the insurance would cover replacing the lot if one item goes bang - but even if such cover exists I'd imagine it will be inordinately expensive.0
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