Affect of late credit card payments on mortgage application

Londoner11

Hi all

So I am about to make a mortgage application, but am curious what impact a few old late credit card payments might have.

4.5 years ago at uni I was a few days late with 4 payments to barclaycard over 14 months. Since then I've had credit cards and a small loan and have never missed a payment on anything.

I closed that barclaycard account earlier this year.

I was wondering whether this will still have a negative impact on my mortgage application?

[Deleted User]

Depends on the lender. But they're unlikely to have much of an impact at that age.

MEM62

+1 Minimum impact, if any.