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Affect of late credit card payments on mortgage application
Londoner11
Posts: 1 Newbie
Hi all
So I am about to make a mortgage application, but am curious what impact a few old late credit card payments might have.
4.5 years ago at uni I was a few days late with 4 payments to barclaycard over 14 months. Since then I've had credit cards and a small loan and have never missed a payment on anything.
I closed that barclaycard account earlier this year.
I was wondering whether this will still have a negative impact on my mortgage application?
So I am about to make a mortgage application, but am curious what impact a few old late credit card payments might have.
4.5 years ago at uni I was a few days late with 4 payments to barclaycard over 14 months. Since then I've had credit cards and a small loan and have never missed a payment on anything.
I closed that barclaycard account earlier this year.
I was wondering whether this will still have a negative impact on my mortgage application?
0
Comments
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Depends on the lender. But they're unlikely to have much of an impact at that age.0
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+1 Minimum impact, if any.0
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