Strange debts on my Clearscore report

Lisak

I have been trying to get myself out of debt after being stupid when I was younger.

My Noddle report shows very little debt at the minute which matches my StepChange account.

However, I signed up for ClearScore and there are two debts on there from Hillesden both for over £2000 each. I have no idea what these are and it looks like there hasn't been a payment or any activity on either account since 2011. I find it weird that a debt collector would let a balance like that sit for almost 6 years without getting in touch with me but I'm now starting to worry about this as I don't know what it is or any information, just what my credit report says. It doesn't give me any details about who the debt was with, just says Hillesden and the amounts.

I'm hoping to apply for a mortgage in a couple of years time and I'm worried that something like this on my account will mean no one will touch me.

Has this happened anyone else?

I'm not trying to avoid the debt. If I've run it up, I will pay it but I don't even know where to start.

fatbelly

Are they showing as defaulted in 2011? If so they won't be there in 2 years time and you could ignore them, unless they write

Hillesden used to buy debts and then use their in-house collector DLC to chase them. At some point they merged with (or were bought by) Cabot.

You don't have any Cabot debts in your stepchange plan?