JSA - Bank Statements?!

missbiggles1

lesley74 wrote: »

I'm totally confused by this until reading the last comment. So, for contribution based claims people aren't asked this? Reason I ask is that I thought everyone was entitled to claim 6 months JSA regardless of how much money they had in the bank, and I didn't think they checked for deprivation of capital. Perhaps this isn't just a JSA claim, or at least one that's been running over 6 months now?

But we don't know whether the OP has ever made any contributions because s/he doesn't mention it.

Owain_Moneysaver

dacouch wrote: »

Are there no rules on depravation of capital...

No.

Deprivation of capital, yes, but they don't care how depraved you are.

Malthusian

xapprenticex wrote: »

Ohh man, this reminds me, i accidentally called a phone sex line on my work phone today, got a few numbers wrong by typing in 646 instead of 464 or something like that.

"Accidentally", of course it was.

Mersey_2

Savvy_Sue wrote: »

Last time I had to show bank statements, there were a lot of small payments in. I wrote against each one where it had come from: son's birthday from family / Easter from family etc etc etc.

You didn't need to do this.


By definition, a bank statement is for a period prior to a person claiming JSA/UC. So the income is of no interest to the DWP.


I think some people on here are becoming confused.


Yes, a bank statement is one of 9 acceptable forms of ID that JCPs will accept for new JSA/UC Claims. ie its proof of your name and address.


But it is not required by all claimants as some sort of means test. [As well as the fact that some JSA claims are contributions-based anyway so this wouldn't make sense]


The only orgs who routinely request bank statements from new claimants are local authorities (Housing Benefit) and HMRC (particularly for the self employed claiming WTCs). In those cases its usually 2 or 3 months' worth of bank statements to evidence capital and income respectively.


There's data matching exercises these days between public bodies to identify suspected fraud and that may 'flag up' those near the £6k lower threshold. But a counter mini statement displaying your balance and the most recent transactions should be sufficient for your new claim. If they then want more evidence, they'll write to you.

TELLIT01

It really depends on what DWP requested. If it is simply that the bank statement was provided as proof of address then just the latest statement will be enough. If DWP have written or phoned requesting the last 6 months worth of statements then that is what they want, and failure to provide will delay processing of the claim. If the information isn't received within a calendar month of the request, the claim will fail completely.

Savvy_Sue

Mersey wrote: »

You didn't need to do this.


By definition, a bank statement is for a period prior to a person claiming JSA/UC. So the income is of no interest to the DWP.

This wasn't for JSA, it was for the original incarnation of child tax credits, can't remember what they were called, and income WAS relevant. Obviously me writing 'child's birthday' on the statements didn't prove that I wasn't earning on the side, but my earnings were irregular and we had, for various reasons, been given quite a few cash gifts in the period for which they were demanding to see statements.