New mortgage, tax credits, maintenance, etc

Charlieew

Hi all, myself and (ex-to-be)partner own a house. We have decided to amicably split (what was the term Gwyneth paltrow used?).. anyway.. as it is amicable we want to just split very thing fairly.. the kids will stay with me, he can see them, he will pay the recommended amount of maintenance with no issues etc..
After mortgage and debts are paid off we should be let with about 50k each to use as a deposit on new houses.. I only work part-time currently, so some of my income would be tax-credits and maintenance

I have a decent credit rating.

I have looked online and it seems barclays and santander will both take tax credits and maintenance as part of income

1 ) could anyone recommend one of these over the other for my situation?
2) does anyone know any others that take other forms of income like this?
3) we don't want to do the maintenance through the courts, there will be no problem with it, for the foreseeable at any rate, so what have people had accepted as proof of maintenance arrangement?
4) should I just hope straight to one of the high St banks or would I be better with a broker?

Any other nuggets of info?

Thanks in advance

Thrugelmir

Charlieew wrote: »

After mortgage and debts are paid off we should be let with about 50k each to use as a deposit on new houses..

As the children are remaining with you. Then the split should be weighted in your favour. As your requirements are different to those of your ex.

Formalising the maintenance avoids any issues. However amicable your split may be now. You need ensure the welfare of your children for the future.

[Deleted User]

Nationwide also accept these as income. In the case of maintenance they would want 6 months worth of payments evidenced and a letter from your ex if it's not court ordered.

AnotherJoe

Its Deja Vue all over again ...

https://forums.moneysavingexpert.com/discussion/comment/71249884#Comment_71249884

Why start a second thread on the exact same subject?

Charlieew

Thanks.. I am OK with this as his parents paid our 40k deposit when we moved in, I didn't havery anything for deposit so I am fine with this arrangement..

Charlieew

Sorry.. it's a slightly different subject.. one post was more house buying related, the other specifically mortgage related, hence the 2 posts.. wasn't sure which forum would be the best one..