Money taken from account after death.

Stevo_safc

Here's a basic outline of events about my father's recent passing.

20th August - My father passed away suddenly
22nd August - Debt collection company called Equita paid/took (don't exactly know as I haven't been able to find any documents for this) £500 from his bank account
26th August - closed my father's bank accounts

As the money was taken after the death of my father would I be able to reclaim this money from Equita?

Hope somebody can share some knowledge on the subject.

Thanks

Nathan

ossie

If there was any debts due I thought they came out of the estate if there was any collateral. When my father died I had to pay his credit card off out of the estate before executing the will.

Yorkshireman99

Stevo_safc wrote: »

Here's a basic outline of events about my father's recent passing.

20th August - My father passed away suddenly
22nd August - Debt collection company called Equita paid/took (don't exactly know as I haven't been able to find any documents for this) £500 from his bank account
26th August - closed my father's bank accounts

As the money was taken after the death of my father would I be able to reclaim this money from Equita?

Hope somebody can share some knowledge on the subject.

Thanks

Nathan

Had the bank been notified of the death before the amount was taken?

missbiggles1

Did Equita know your father had died?

Keep_pedalling

Until you inform the bank that the account owner has died, there will be nothing to prevent standing orders and DDs being carried out.

Whether you have any chance of getting this retuturned will depend on the exact circumstances. Providing your father's estate is not insolvent, that is it has enough assets in it to pay off any outstanding depts after funeral costs, then there is no point in trying to claw it back because the estate will have to pay off all depts anyway.

If the estate is insolvent, then maybe it will be possible to claw it back to help meet funeral costs and hopefully the bank can advise on that.

getmore4less

You will need to establish what method was used.
Get a list of DD&SO and go back through statements.
Other options might be debit card or cheque.
You should through normal enquiries identify any debts and what payments were in place for them.