Should we take out income protection & private health care ?

Babiesmummy_2

Hubby has recently been made redundant. We have paid off all our debts (excl mortgage).He now has a new job (£85k) but there is no sickness benefit other that SSP.
My thoughts are to get income protection (accident & sickness cover) and possibly private health care for hubby.

Do both of those sound like the best senario based on his situation ?

Thanks in advance

Kelly

thephd.co.uk

Both are fair enough options, you may want to consider PHI but its difficult to recommend anything as the rest of your circumstances are not clear (eg children, income, mortgage remaining, your own situation, any other properties, your health history, savings, plans etc).

csgohan4

If you can afford it, go for Income protection critical illness and Life insurance if you have children. Health insurance is a bonus.