Should we take out income protection & private health care ?

Hubby has recently been made redundant. We have paid off all our debts (excl mortgage).He now has a new job (£85k) but there is no sickness benefit other that SSP.
My thoughts are to get income protection (accident & sickness cover) and possibly private health care for hubby.

Do both of those sound like the best senario based on his situation ?

Thanks in advance

Born and bred in Manchester (proud of it)
Now living on the other side of the Pennines


  • Both are fair enough options, you may want to consider PHI but its difficult to recommend anything as the rest of your circumstances are not clear (eg children, income, mortgage remaining, your own situation, any other properties, your health history, savings, plans etc).
  • csgohan4csgohan4 Forumite
    10.6K Posts
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    If you can afford it, go for Income protection critical illness and Life insurance if you have children. Health insurance is a bonus.
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
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