CCJ from Carpark in Manchester

unluck1

Hi IamEmanresu

There is no rehearing. The application to set aside stated:

"An order to set aside judgement due to the defendant being unable to answer the claim or our letters because of an address change. Since discovering the claim the defendant had paid the balance off in full. We agree that the courts should set aside our original claim"

They still set it aside. I cant count how many times I read that if you paid them off you will just have it marked as satisfied or the courts will see this as a credit improvement attempt and will reject my application. None-the-less they still set it aside. I didn't even submit proof of an address change, just a note to say they should have used credit referencing to find out where I live.

I think this was more likely because MIL applied themselves to have their original claim removed.

This was done via consent on their end and they ticked all the boxes to do this without hearing as there is no debt to pursue as they have been paid off.

For me my next step is claiming this back off blumming work!

unluck1

Even still with their fees it worked out the same.

A. Pay MIL £175 + £155 Consent + £80 Made Up Baliff = £430


or Go at it alone which would be

B. £255 Court Fee + £175 Their Claim so they finally stop trying to pursue me = £430


The same price either way, the only advantage of A is they applied themselves on my behalf so I mainly didn't need to prove I could win the case which would have cost even more in terms of legal drafting.

It's a harsh reality but I guess you have to work out how important your credit score is to you.

God I hate them!! Literally backed me into a corner. I'm waiting for the day TM finally puts a stop to this !