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cheque book without recording pages

I still use cheques occasionally though most of my transactions are done by debit card or on-line.

When I recently ordered a new cheque book from Lloyds Bank, I was horrified to get a book without any recording pages! It's bad enough that HSBC cheque books have reduced their recording pages from 5 to 2, but now Lloyds have got rid of them altogether. Yes, I use the recording pages for detailing both outgoings and incomings (as I have done all my life) so now I'll have to think of some other way of managing my finances.

My question is, when did Lloyds take this decision? As a customer of many years, I certainly wasn't informed in any newsheet or circular.

(Sorry if this topic has been mentioned before)

Comments

  • ratechaser
    ratechaser Posts: 1,674 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    At the risk of sounding unsympathetic, 'horrified' does sound a little like an overreaction! That said, my wife still uses cheques regularly - and ever since I've known her, she has kept a record of all banking transactions on a hand written hardback A4 ledger (and I have a cabinet full of them...). Which then gets reconciled to statements. Perhaps that is a solution?

    (Yes I think it's quite quaint, especially for someone who is still in their 40s but thankfully her fiscal prudence has kept me on the straight and narrow, so who am I to scoff...)
  • originator
    originator Posts: 317 Forumite
    Part of the Furniture 100 Posts
    I've been doing the same for donkeys years too,every transaction is written down on those pages in my cheque book and then ticked off against the statement.I just print off some blank lined pages,cut them to size and carry on when the first lot run out.
    mortgage free 3/10/12:)
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    How about coming into the 20th (let alone the 21st) century and recording the transactions electronically? I have used this for many years, others have alternative preferences.

    https://www.microsoft.com/en-gb/download/details.aspx?id=20738
  • FOREVER21
    FOREVER21 Posts: 1,729 Forumite
    Energy Saving Champion I've been Money Tipped!
    O k so you have no recording pages, but when you write out a cheque and remove it arn't you left with the " stub" ? write on the back of that.
  • EarthBoy
    EarthBoy Posts: 3,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    FOREVER21 wrote: »
    O k so you have no recording pages, but when you write out a cheque and remove it arn't you left with the " stub" ? write on the back of that.

    Not all cheque books had stubs; some were without and used the recording pages instead. Some had both, some gave you a choice.
  • FOREVER21
    FOREVER21 Posts: 1,729 Forumite
    Energy Saving Champion I've been Money Tipped!
    EarthBoy wrote: »
    Not all cheque books had stubs; some were without and used the recording pages instead. Some had both, some gave you a choice.

    I am surprised all 3 of the cheque books I have had Barclays, TSB, and Northern Rock all had stubs.
  • When I opened my Midland account in the sixties as a student, I was given a choice, recording pages or stubs, and I went for the recording pages. HSBC continued my preference. For my Lloyds account (opened in the eighties), I had the same choice.and it was the same with my now-defunct Barclays account in the nineties.
  • System
    System Posts: 178,400 Community Admin
    10,000 Posts Photogenic Name Dropper
    You can usually request various cheque book formats.
    With/Without counterfoils, left/right handed, Welsh or Gaelic bi-lingual etc

    Probably best to ask in a branch.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • KxMx
    KxMx Posts: 11,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I use a small hard backed notebook like another poster.

    My columns are similar to a cheque book as that was my inspiration ;)

    Date, Type, Details, Paid In, Paid Out, Balance.

    Each page is started with a balance.

    Easy peasy and much more room to write.
  • ...cheque books have/had "recording pages"? How quaint.
    : )
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