car insurance - parking category

Iain_Martin · 30 August 2016 at 1:51PM

Hi all,

Hope you can help. I'm looking to purchase a car. I live in a residential block with private underground parking with a locked gate. Each house has one allocated car parking space.

On "compare the market", we have the following categories to choose from:

"locked garage"
"unlocked garage"
"drive"
"street outside of home"
"street away from home"
"other - locked compound"
"other - public/work car park"
"other - private property".

I'm torn between private property and locked compound.

Keen for any advice!

Iain

foxy-stoat · 30 August 2016 at 1:53PM

I would put the "dearest" one - private property would be what I would tick. Locked compound may mean the only person who has access is you which wouldnt be the case here.

Nasqueron · 30 August 2016 at 1:56PM

Find the cheapest / best policy then speak to the insurer before buying to clarify just in case

Car_54 · 30 August 2016 at 2:29PM

I'd suggest "locked compound" means that access is barred to unauthorised pedestrians as well as vehicles.

Herzlos · 30 August 2016 at 2:31PM

"Locked compound" is most likely, as "private property" could cover fields or unsecure pitches. Maybe even "locked garage", if your underground parking could be classed as one. Then check with your insurer, it probably makes no difference anyway.