Advise on file clean up

stavros_uk

Hi Everyone, I had pasted a copy of my credit file. Please can someone advise me if the dates are correct. I thought if i was delcared bankcrupt the amount owed should show 0 and with the bankcrupcy date which was march 2014

default £0 15/06/2014

default £0 15/06/2014

default £0 10/08/2014

default £222 20/09/2015

default £0 19/04/2015

default £0 08/03/2015

default £0 07/09/2014

default £17565.00 02/11/2014

its the ones with balance amount showing that is worrying me mainly.but i want to make a early start in repairing this

Thrugelmir

Time heals. Simple as that. Learn from the experience and do things differently than before.

National_Debtline

Hi Stavros_uk,


Any debt included within your bankruptcy should show as a £0 balance from the date you're discharged. If this hasn't happened (and you have been successfully discharged) you should contact the creditor and ask them to amend the information on the credit files. If they won't, then you could take the matter up with the Information Commissioner.


The default date shouldn't post date the bankruptcy order date and the status, after the bankruptcy, should no longer show as defaulted but normally settled.


Laura
@natdebtline