First time renters.

LocoLoco

Niklas33 wrote: »

He's completely refused to go joint with me.

I have a job lined up.

Any ideas on what to do?

Dig your heels in and refuse. What reason has he given you for not wanting to go on the tenancy? Unfortunately I can only think of dodgy reasons for anyone not wanting to be on the tenancy agreement of the place that they live in, usually some sort of benefits or tax dodge? Or perhaps his debts are worse than he's claiming and he wants to be able to live somewhere without anyone being able to find him?

I can't think of a single good reason for him to refuse. It sounds as if all of this is being done to benefit him; in all honesty it doesn't sound like there's much in it for you? Stay put; what you're asking for is completely reasonable and I can only hear alarm bells when he refuses

Kynthia

I can't see why he won't be on tge tenancy if he's going to live there. You need to find out why. Particularly as it's unlikely the agent will allow him to not be on the agreement if they know he's going to live there and also because it's unlikely you will pass the affordability checks to rent the property on your own.

Niklas33

Thank you all hugely for your responses and advice.

I rang the agents for a few properties earlier this morning and all have told me it would need to be a joint tenancy before they'd even consider renting to us.

Thank you.

fairy_lights

Niklas33 wrote: »

I rang the agents for a few properties earlier this morning and all have told me it would need to be a joint tenancy before they'd even consider renting to us.

Have you told your boyfriend this?
I don't understand why he is refusing to be named on the tenancy, if he's paying his debts off they shouldn't be an obstacle.
To be honest I don't think you should even be considering relocating and moving in together until you are both able to discuss your finances openly and honestly.

mattk_180

£1,400 of debt that he is paying off regularly isn't going to have a large impact on his credit rating if he hasn't missed any payments. As others have said, get your own free report before you apply to check it yourselves but it doesn't sound like he has any reason not to do this in joint names.


If he's asked you to marry him, one would assume that he is committed but to then flat out refuse to get a joint agreement on a flat does raise some concerns that there's something more behind it.


As previous posts mentioned, don't use any of your money to pay his debts - that's nothing but bad news.


If he's refusing to get this done jointly I would refuse to do it at all to protect yourself, or at least wait until his debt has gone, then he has no reason at all to decline and if he does then you know something is up. Sounds like it wouldn't even be possible unless you go joint anyway.

Marvel1

Niklas33 wrote: »

He's completely refused to go joint with me.

I have a job lined up.

Any ideas on what to do?

Don't move in together.

cadon

I always ensured my ex and I rented somewhere where I could meet the bills on my own. When the lying, cheating dirtbag moved out nearly a decade into our relationship, it proved to be a smart move. If you're stuck in a fixed agreement and your income suddenly drops, you need a plan B waiting.

You're sacrificing everything and he's giving you nothing. I suggest deferring the big move and wedding for a year. Either he'll grow up in that time or you'll move on. I'm not saying never commit to him.. Just not now. He needs to earn your trust more and that will take a good while.

Take care.

Niklas33

Thank you anyway.

He's dumped me now he said their was to many conditions on us moving in together.

upoiupou

Oh, just saw your last post. Sorry.

fairy_lights

Niklas33 wrote: »

Thank you anyway.

He's dumped me now he said their was to many conditions on us moving in together.

So he wanted to marry you, but being on a tenancy agreement together was too complicated? Ok...