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Credit Report Confusion
2006Kuredu
Posts: 65 Forumite
Hi All,
Wondering if someone could debunk the mystery of credit reports please. I have just checked my Noddle and Experian credit reports.
Noddle: 604 which is Fair
CreditExpert by Experian: 979/999 - Excellent
I have checked both and they seem equally up to date and dont contain anything different from what I can see. Any ideas please? Lets hope the mortgage company prefer the Experian report
Many Thanks
Wondering if someone could debunk the mystery of credit reports please. I have just checked my Noddle and Experian credit reports.
Noddle: 604 which is Fair
CreditExpert by Experian: 979/999 - Excellent
I have checked both and they seem equally up to date and dont contain anything different from what I can see. Any ideas please? Lets hope the mortgage company prefer the Experian report
Many Thanks
0
Comments
-
The scores are meaningless so you can ignore both with equal measure. They are a little secret between you and the CRA only.
The mortgage company will review the data on whichever CRA they use.0 -
Thanks ZX81 - I think because they are significantly different Im struggling to understand what risk category I may fall into before shopping about for the best deals etc0
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If you have concerns, use a broker to help place your application, especially if you have a patchy history.
The scores won't tell you anything about lenders will view you.0
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