Credit file & New employment

brendon20uk

Hi,

I hope you can help.

I recently applied for a banking position within a contact centre and i have been formally accepted following a successful interview.

My only concern is their vetting process which entails checking my credit file.

The only negatives showing include:
3 defaults - 1 from four years ago and 2 from two years ago. All of which are defaulted and closed.

I also recenty in the past year taken out credit for a car and a new credit card.

I have so many positives showing on my file including no IVA, Bankrupts, CCJ's, plenty of available credit and all my personal info up to date.

I was wondering whether these 3 past defaults are going to hinder my chance of working within the banking institution?

I have been making successful payments to the other companies showing and also indicates plenty of credit available etc.

My other question is that both experian and clearscore (equifax) show same personl info (addresses wtc) however only experian are showin my 3 defaults and clearscore are not, just a clean record, hows that?

DCFC79

As you have seen not all lenders report to all 3 agencies, some will report to 1 or 2 or even all 3, its a good example why you should get a report from all 3 agencies so you get an all round picture of your credit history.

The other agency is Noodle, what do they show re the defaults ?