Maintain car insurance no claims

stroke

In the end I went for cancelling my wife's policy (admin cost £50, with pro-rata refund for the remainder) and taking one out in my name on her car. The policy was ~£50 cheaper than what she paid when it was renewed.

Will now just alternate the policy each year, unless I purchase my own car in the future !

jamila40

so I'm thinking it would be useful to have max no claims available.

Runningfast

Some good options above. A friend of mine did your 1st option they purchased a cheap car couple hundred quid max, insured and taxed it (came with MOT) and left the car sitting on the road outside the house. I can't remember them ever driving it in the year or so they owned it, other than to pick it up. Car was a wreck but it was cheap, insurance was cheap and it was there if an emergency arose and they needed a car. They had no other cars in the household to switch the insurance with.