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Not sure what do

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  • xylophone
    xylophone Posts: 45,912 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you simply sold the old house, you could use as much of the capital as is required to update the new house and invest/save the balance.
  • Pobby wrote: »
    The idea is that the income generated will go toward updating the new house. There for no need to with draw savings.

    That'll surely depend on how soon you want to do the work on the new house and whether it's regular small amounts in line with the rent or big one-off bills. The latter seems more likely.

    When you bought your share of the joint house, didn't you have to pay the additional rate SDLT? You should be able to reclaim this if you sell your old house, so that should be factored into your decision.
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