We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Tenant wont leave!!

189111314

Comments

  • deFoix
    deFoix Posts: 213 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    Pixie5740 wrote: »
    That's the law, if you don't like it petition your MP.

    Yes we know what the law is. The whole point is that some of us don't think that it's good law or just law.

    No I won't partition my MP thank you. I'd like to debate it here first.
    Pixie5740 wrote: »
    If a tenant needs to be re-housed by the council then the council will tell them to wait until bailiffs physically remove them from the property.

    Yes, precisely why the government have a disincentive to changing the law because then they wouldn't be able to use private landlords as a temporary housing buffer to house the homeless they are responsible for.

    The system is broken and the fact that you keep asserting the statutory mechanics of it doesn't make it right.
  • benjus
    benjus Posts: 5,433 Forumite
    Part of the Furniture 1,000 Posts
    dktreesea wrote: »
    Surely though, a tenant must realise that they only have the property for the period of the lease? The landlord should be able to get it back just by giving notice, without having to go through the courts to get it.

    That's a bit like saying "if someone owes me money for a job I did and refuses to pay me, I should be able to get it without having to go through the courts."

    The whole point of the (civil) courts is that they are the remedy for disputes that can't be solved by other means. They may be slow and under-resourced but that's just life.

    Until the case goes in front of a judge, no-one impartial has any idea if the tenant is being a totally unreasonable idiot, or if the landlord is being a totally unreasonable idiot, or if they both have valid points and the case isn't clear-cut.

    So until you know who is in the right and who isn't, do you think it's better to protect a tenant's home or a landlord's income?
    Let's settle this like gentlemen: armed with heavy sticks
    On a rotating plate, with spikes like Flash Gordon
    And you're Peter Duncan; I gave you fair warning
  • deFoix
    deFoix Posts: 213 Forumite
    Seventh Anniversary 100 Posts Combo Breaker
    Guest101 wrote: »
    What do you suggest? Turning up with 'the boys'?

    I'm not going to pass judgment on their morals. Just discussing the legalities

    How about a change in the law to make the process simpler, quicker and more efficient?
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Boler1985 wrote: »
    No I won't partition my MP thank you. I'd like to debate it here first.

    That's just as well or you might find yourself up in court. :rotfl:
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Boler1985 wrote: »
    How about a change in the law to make the process simpler, quicker and more efficient?

    The process is simple, the Housing Act 1988 made it very simple. How much more simple do you need it to be?

    The problem you have isn't with the law it's with the over-burdened courts.
  • marksoton
    marksoton Posts: 17,516 Forumite
    Boler1985 wrote: »
    How about a change in the law to make the process simpler, quicker and more efficient?

    I'm sure we'd all like that with any civil case but the fact is the civil courts are swamped. Change the legislation all you want but if the mechanics of law can't move faster it's a waste of time.

    It took my father 9 months to get the errant non paying "tenant" out of his late fathers bungalow. Hardly a stress a 70+ needs.

    The law cuts both ways.
  • dktreesea
    dktreesea Posts: 5,736 Forumite
    FBaby wrote: »
    We actually had what was sold to us as a thorough assessment of income....and were told they had passed. We were especially concerned as both were self-employed.

    What I believe happened is that they took tax credits into consideration of income and only did a credit check on her. They had two children who left higher education one year after the other and I expect it is the loss of this income + maybe a reduction in business that meant that their income became such they would never have passed in the first place.

    Of course, there is never security of income with anyone at risk of losing their job, but the reliance on tax credits is certainly a higher risk.

    I do sincerely feel sorry for good tenants who have paid on time and looked after the property treating it as its own home, to then found themselves having to look for something else within two months. I would hate to be in this situation and frankly, that alone was the incentive to do anything to become a home owner. However, I do agree that most landlords don't tend to be sadistic for the sake of it and usually would only repossess the property in these conditions out of no choice of theirs.

    As such, knowing that you are at risk of having to look for somewhere else to leave either at the end of the fixed term or within two months, wouldn't be savvy for any tenant to actually bother to put money aside each month for the purpose of dealing with the situation would it arises?


    Wouldn't it also be savvy for any tenant to take responsibility for the fact that they have chosen to risk having a temporary home in exchange for not having to save up a deposit, not having to repay the capital value of their home to a bank (assuming they would need a mortgage to buy) and not having to risk the cost of maintaining the property if anything goes wrong?


    There seems to be this idea that the tenant is somehow the victim of a greedy landlord, paying off the property for someone else, missing out on any capital gains while carrying the cost of obtaining those capital gains. But rent isn't dead money. It's just like interest - it's the price of shelter when you can't afford to buy a home outright or don't want to live where you could afford to buy.


    Why do people rent in Edinburgh? There are affordable houses within 20 miles/half an hour's drive of the city centre, 2 bedroom flats that will set you back £60k and they are in great nick, in nice areas. You'ld need a mortgage that ran for only 7 years to even get near the cost of an equivalent rental in Edinburgh.


    But no, moving 20 miles away feels like moving to the sticks, going clubbing would be such a hassle (even if you haven't actually been clubbing for the last ten years, lol). And what if you ever needed a taxi!!


    I'd never be a residential landlord in Britain. You want your property back? Then be prepared to be unwillingly dragged into a game I call "jump the queue", where tenants use you to become homeless, maybe at great cost to you, "failing" to find anywhere else to live within the notice period, enabling them to go to the top of the queue for council housing.
  • dktreesea
    dktreesea Posts: 5,736 Forumite
    benjus wrote: »
    That's a bit like saying "if someone owes me money for a job I did and refuses to pay me, I should be able to get it without having to go through the courts."

    The whole point of the (civil) courts is that they are the remedy for disputes that can't be solved by other means. They may be slow and under-resourced but that's just life.

    Until the case goes in front of a judge, no-one impartial has any idea if the tenant is being a totally unreasonable idiot, or if the landlord is being a totally unreasonable idiot, or if they both have valid points and the case isn't clear-cut.

    So until you know who is in the right and who isn't, do you think it's better to protect a tenant's home or a landlord's income?


    I think it is better to protect the landlord's right to his property.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    I guess some people simply can't afford to. I was fortunate enough that when I rented I could always afford to have one (deposit) in the chamber.
    I'm sorry but I don't go for that. Anyone can save somehow, it all comes down to priority. Maybe a tenant could choose to go for a property that is £50 a month less than what they can afford and then put that £50 aside each month as part of their emergency budget.

    It is normal practice nowadays to prioritise luxuries over the 'what if' fund and then play victim when they find themselves in an emergency situation, one that was easily predictable.

    I'm not a saint and I've fallen short of this myself in my 20s. However, when that happened, I blamed myself and then learned my lesson. It's the same lesson that landlords have to learn that they should also budget monthly for repairs, rent unpaid, empty property in between tenants etc...
  • Guest101
    Guest101 Posts: 15,764 Forumite
    dktreesea wrote: »
    I think it is better to protect the landlord's right to his property.

    The LL should not give up those rights then.... Since its stops being his or her property...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.