We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Heavy footprint after mortgage application
Options
Ftba.d
Posts: 164 Forumite
Hi ,
Recently applied for a mortgage through TSB and they carried out their credit check on the same day the application went in. It reads on my experien report that they carried out six searches , P1, P2 and so on... One of the searches was labelled an 'unregistered enquiry ' with a term of 36 months at £217 per month. The latter search can't refer to a mortgage as it would be for a much longer term at alot more than £217 pcm.
Can anyone shed any light on what all this means and why so many checks?
Thanks in advance !
Recently applied for a mortgage through TSB and they carried out their credit check on the same day the application went in. It reads on my experien report that they carried out six searches , P1, P2 and so on... One of the searches was labelled an 'unregistered enquiry ' with a term of 36 months at £217 per month. The latter search can't refer to a mortgage as it would be for a much longer term at alot more than £217 pcm.
Can anyone shed any light on what all this means and why so many checks?
Thanks in advance !
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards