We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Joint Account effect on Credit?
ViktorOnopko
Posts: 115 Forumite
Hi all,
Interested in views... Does a joint account have any impact on a persons credit score? For example, if my OH needed to improve her credit score would she benefit from a joint account which we paid all bills from? Or is the CS more based on your own personal accounts?
Interested in views... Does a joint account have any impact on a persons credit score? For example, if my OH needed to improve her credit score would she benefit from a joint account which we paid all bills from? Or is the CS more based on your own personal accounts?
0
Comments
-
There is no way to improve or otherwise impact a credit score as it is a randomly generated number designed to get you to sign up to a CRA's subscription service.
In terms of how favourably your are viewed by potential lenders, having a link with someone with a better credit history is unlikely to improve your situation. However, having a link to someone with a worse credit history is likely to have a negative impact.0 -
Understood, thanks Mem.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards