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Noble_Viking

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jackieblack

Did you try Google?

http://tti-spc.com

TTI SPC was established in 2008 as a company specialising in UK debt purchase. Working within the consumer finance sector we consider regulation and governance to be at the core of our business and are licensed to conduct business accordingly with the Financial Conduct Authority (Licence Number: 664798) and Information Commissioners Office (Licence Number: Z1472415).

Thrugelmir

Noble_Viking wrote: »

I want to make a complaint about them selling this debt on

The contract you entered into allows them to do so. So complaining is fruitless.

Fergie76

Thrugelmir wrote: »

The contract you entered into allows them to do so. So complaining is fruitless.

But surely if the debt was included in the bankruptcy, they shouldn't be allowed to sell it on?

m4rc

Fergie76 wrote: »

But surely if the debt was included in the bankruptcy, they shouldn't be allowed to sell it on?

As long as it was accurately included in the bankruptcy order any debt would not subsequently be enforceable. If the person who was declared bankrupt goes to the official receiver they should deal with this promptly. I'm not sure how the rules change after discharge but certainly during bankruptcy you are not allowed to communicate with any creditor directly, it has to be done through the receiver, and any effort to chase a debt should be reported to them and does not go down well.

I was once declared bankrupt, back in the days when it lasted several years not a quick easy process. I had someone hassling me for money when they shouldn't, one call to my receiver and the only other time I heard from the company was a polite apology soon after by post confirming they were wrong to be chasing me.

PaulW922

I think that 'partly satisfied' is probably accurate as they will receive a partial payment from the bankruptcy. I would not worry about the affect on your credit rating and the bankruptcy will eclipse it - when that drops off you should be ok.

On a wider note, I think that technically a debt can still be sold on after someone enters an insolvency process. Being bankrupt does not means your debts are all immediately written off - just that only a partial amount (or nothing if no funds are available) is realisable base don your assets and as the bankrupt you are released from the rest of the debt. The amount that ends up being payable can probably still be sold on. However it is of course only the right to the residual amount that the debt purchase company is buying.