Deprivation of capital

alihud

So basically it looks like I'm better staying where I am,that way I don't risk them saying oh no you are not allowed to do that!

jackyann

I have known people to do something similar, but do consider the downsides of a park home (though I know many people who love them)
I would go to your local CAB, Welfare Information, Law Centre - whoever gives benefit advice locally.
I would also seek advice from a charity that deals with disability (possibly whichever one is most appropriate for your disability)

These are people who know the system and can explain exactly what you need to do. I have known DWP be surprisingly flexible if the situation is presented in a manner & a language that they understand.

So rather than ring the helpline and be taken through a series of questions by someone who has had minimal training, I would seek advice form the experts, then go to DWP.

I think you ave a good case, but would admit I'm not up with current rules.

TELLIT01

alihud wrote: »

So basically it looks like I'm better staying where I am,that way I don't risk them saying oh no you are not allowed to do that!

There is no risk of the purchase of a home being treated as deprivation of capital as long as you are also selling your existing home, which you have already said you are doing.
The issue of whether moving to a park home is a good idea in the long term is a different matter altogether.

GirlFromMars_2

Have you looked into Shared Ownership? That's another option instead of a Park Home.

I'm not sure if the DWP can comment for someone who is not claiming at all, but in my case I wrote to my local benefits centre (not job centre, the administrative office!) and was given a written response from a Decision Maker.

sheramber

But if the OP sells her house and buys another using the equity from the sale and the inheritance money which then means she needs to claims benefit is that deprivation of capital as she is spending more than just using the money from the sale.

[Deleted User]

Ok firstly park homes don't depreciate as someone suggested, ours bought 5 years ago is actually valued at more than we paid for it, all you have to do is look after them.

You can claim the site fees in the same way you would housing benefit.

The biggest problem maybe the age of your "kids". the general rule is that you have to be over 50 (in some cases 45) and that children cannot be resident, how old they can be is down to the individual site.

I can from experience recommend park homes 100%

alihud

My kids will both be living at uni then will most likely use their dads house as their main base,they are allowed to come and stay though aren't they?
Crikey I'm even more confused now and the cab have been no help whatsoever.

teddysmum

venison wrote: »

Ok firstly park homes don't depreciate as someone suggested, ours bought 5 years ago is actually valued at more than we paid for it, all you have to do is look after them.

Static caravans on holiday sites certainly do (when the owner is selling), because the site people want to buy at a very low price or charge high commission if you sell privately (some sites even refusing to allow a private buyer to keep the caravan on site ).


However, when the site resells the caravan, the price jumps up again, making the value appear to change very little.


There have been people featured on tv, who have a similar experience with park homes.