Credit file help

obay

So.

Last month, July, Vodafone wrongly defaulted me on my credit file, I complained and disputed it on Credit Expert, finally after 3 weeks they had removed the default from the file.

(initially after my 1st default which is very valid and should really stay there as it was my fault!)

I've checked noodle and equifax as we're in progress of buying our first house so wanted to make sure that I am 'OK' the dispute has gone.

It appears that Vodafone only updated experian not the other 3? What can I do for this? It was there fault that this default appeared on my file..

To cut a LONG storey short, november last year, I paid off a contract for £245, 8 months later they decided to default me... Long and tiring progress looks like I'm still stuffed?

What can I do to remove these from Noodle and equifax? I have disputed it with Noodle, not sure what the process is with equifax however..

DCFC79

It will most likely be a similar process for Equifax. No your not stuffed re the default that appeared 8 months later, you complain, there is a Vodafone rep on here you can contact about it.

Helvetica_Van_Buren

obay wrote: »

So.

Last month, July, Vodafone wrongly defaulted me on my credit file, I complained and disputed it on Credit Expert, finally after 3 weeks they had removed the default from the file.

(initially after my 1st default which is very valid and should really stay there as it was my fault!)

I've checked noodle and equifax as we're in progress of buying our first house so wanted to make sure that I am 'OK' the dispute has gone.

It appears that Vodafone only updated experian not the other 3? What can I do for this? It was there fault that this default appeared on my file..

To cut a LONG storey short, november last year, I paid off a contract for £245, 8 months later they decided to default me... Long and tiring progress looks like I'm still stuffed?

What can I do to remove these from Noodle and equifax? I have disputed it with Noodle, not sure what the process is with equifax however..

*Noddle

Dead easy: write to them and tell them to remove it if it's incorrect. They have a duty to do so under the Data Protection Act.