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Min payment on credit

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Can't belive I've been so stupid 😡😡
It took me a while to get credit rating back to normal and last mark will fall off in October
I have now manage to get mainstream credit cards from my own bank as a result
Now saying that I was looking on noodle I noticed that one of credit card company states were it says min payments it says YES
Until now I wasn't aware it could black mark my file
Is there any way I can get it off
Thanks

Comments

  • Superscrooge
    Superscrooge Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can 'get it off' by making more than minimum payments!
  • moshoodo1
    moshoodo1 Posts: 181 Forumite
    To avoid the marker you can just pay the minimum payment + £1 or pay more if you can afford it
    Aqua Advance £ 9500 ( Settled ) | BC Platinum Card 25/25 £10500 | 24 studio £1950 | SimplyBe £1800 | Nationwide Flexplus A/C OD £800| Meaningless Noddles score= 3/5
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thistle73 wrote: »
    Until now I wasn't aware it could black mark my file

    Not a black mark. More a statement of fact. To let potential lenders know the state of your finances .
  • thistle73
    thistle73 Posts: 47 Forumite
    Great thank you
    So just add extra pounds and at some point will min payment marker come off the file
    It just says min payment under it it says yes
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The min payment marker will appear on months you make only the min payment, and not on months when you pay more.
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    A single instance of making a minimum payment is not a problem.
    Try to avoid it month after month ......
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