investing faff-please help

Straight_Shooter

dunstonh wrote: »

touched a raw nerve by any chance?

What point is a discussion board without discussion?

People use this forum to both seek and give advice and all have varying degrees of knowledge - your posts are in the main patronising. To paraphrase to the old adage, 'If you can't say something constructive, don't say nothing at all'

cloud_dog

Straight_Shooter wrote: »

People use this forum to both seek and give advice and all have varying degrees of knowledge - your posts are in the main patronising. To paraphrase to the old adage, 'If you can't say something constructive, don't say nothing at all'

But surely, if you don't say nothing then you are saying something?

So, you are encouraging dunstonh to speak; I'm glad we've got that sorted.

jimjames

buglawton wrote: »

On the other hand, the share market is often more volatile than the property market. Dividends can tend towards zero - it's amazing how many big name shares declare almost no dividend. I can't divine from this thread if OP is 'cut out' for being a landlord, you will never know till you try it.

The share market is very visible so you can see immediately the price of your investment. That's not the case with property.

I'm not sure you fully understand investing when you state that about dividends. Yes individual companies can go through difficult times and stop paying dividends but if you are invested in a fund that is unlikely to go to zero dividend payout.

dunstonh

Straight_Shooter wrote: »

People use this forum to both seek and give advice and all have varying degrees of knowledge - your posts are in the main patronising. To paraphrase to the old adage, 'If you can't say something constructive, don't say nothing at all'

I see the board removed the last post you made criticising me.

You may not like what I type but at least I am not stalking posters by looking up old posts and making multiple criticisms on those threads. I at least attempt to help people. You should try it.

Pincher

https://www.youtube.com/watch?v=Pi8f9g8-Wpc

Guess what, I practised this philosophy by making NO comment on a project post mortem. The QA person insisted that I put something, because she instituted this idiotic system. So I said the project was ill conceived, and the management made the wrong choices, etc. And then her manager stepped in and accused me of being UNPROFESSIONAL, and made me withdraw my comments.

When they say they want something nice, they just mean tow the party line. These rabbits are just communist apparatchiks who want absolute conformity, and dissension must be quashed.

Straight_Shooter

dunstonh wrote: »

I see the board removed the last post you made criticising me.

You may not like what I type but at least I am not stalking posters by looking up old posts and making multiple criticisms on those threads. I at least attempt to help people. You should try it.

when you argue with a fool, they are doing the same!

bowlhead99

Straight_Shooter wrote: »

when you argue with a fool, they are doing the same!

True, it is foolish to argue with a fool, because they will drag you down to their level and then beat you with experience.

However, Dunstonh has done about eighty thousand posts over more than a decade and for the most part they seem sensible / accurate / well intended, and loads of people find them helpful. They're not always wrapped in cotton wool because if you're doing tens of posts a day there is not always time to bother doing that.

You are the one that decided to come on to this thread, find a post he made over two months ago, and reply to it stating that his posts were 'in the main, patronising'. If you've read most of the 80,000 posts in your short time here - to be qualified to comment that they are mostly patronising - well done, that's a lot of reading!

But your comment was that people are here to seek and give advice and have varying degrees of knowledge. As such you would expect that a busy forum like this would have a variety of posting styles and a range of quality of content. If you don't like a particular poster's style or quality of content you can complain to him about it every time he posts, or just skip reading his replies. The latter is better for the rest of us.

AnotherJoe

buglawton wrote: »

On the other hand, the share market is often more volatile than the property market. Dividends can tend towards zero - it's amazing how many big name shares declare almost no dividend. I can't divine from this thread if OP is 'cut out' for being a landlord, you will never know till you try it.

" So, I thought BTL but with that brings tax, law changes and potential problems.
To add to all this, the house has remained empty whilst I faff, so I am losing cash. Just to do SOMETHING I put the house on the market and an offer was put in by an investor. I accepted it and the balls are now rolling. I am so confused."

bigfreddiel

Straight_Shooter wrote: »

when you argue with a fool, they are doing the same!

Hehehe, you said it! cheers fj -the voice of reason!

Actually old dunsty can offer really excellent advice, and other times he is really condescending and adds nothing to the thread.

Good luck everyone fj

havingaball74

Thanks all. Although I am a worrier (and incredibly indecisive as you can tell) I am quite logical (I am a teacher by trade). The reason I have left the house empty for so long is that I have been concerned about the things mentioned (maintenance, tenant issues etc) and really wanted to just sell and stick the money elsewhere to tick over. Now, days away from exchange and completion, I am having second thoughts. I would make £300 PM minimum by renting it out and over the long term on such a tiny BTL mortgage I would own the house outright and have the income for my partner and I. I have been trying to weigh up the pros and cons. I believe that BTL is the best financial thing to do. If I could go back in time I would try renting it out and see, but now is it fair to pull out so far into the process?