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YorkshireBoy wrote: »Nationwide have a £100 switching incentive now
Are you sure? I know they had this earlier in the year, but I don't see it on their website right now...
Edit: Never mind, I see that it's a friend/family kind of thing. Cheers.0 -
If the plan is to reduce the 1-2-3 balance by £5k to get the interest from Club Lloyds, you're looking at a gain of about 1% of 5 grand; £50 pa.
No, I will have 20k in the 1-2-3 account and put 5k additional money into the Club Lloyds account. I'll have about 5k spare after this, which is currently sitting in my Halifax account, earning me £5/month with their reward incentive. As soon as TSB has their switch offer back on, I think I'll move the Halifax account over to this. I suppose I could switch this over to the Nationwide now to get their incentive too, or simply make yet another current account.0 -
No, I will have 20k in the 1-2-3 account and put 5k additional money into the Club Lloyds account. I'll have about 5k spare after this, which is currently sitting in my Halifax account, earning me £5/month with their reward incentive. As soon as TSB has their switch offer back on, I think I'll move the Halifax account over to this. I suppose I could switch this over to the Nationwide now to get their incentive too, or simply make yet another current account.
For the Halifax account you only need to pay in £1000 a month and have direct debits so it's definitely not an account you should ever switch.
You should also open the Tesco Current account to get the 3% interest on £3000. You can then open a couple of Tesco Saver accounts to get direct debits for all your accounts.
If you want to get a switch bonus then open another account and switch that to get the bonus. I have done this a few times and have many current accounts and I have never had any trouble getting credit.0 -
You only need £750 pay in per month these days for Halifax RewardFor the Halifax account you only need to pay in £1000 a month and have direct debits so it's definitely not an account you should ever switch.Being polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets0
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