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Private Banking Accounts, which would you choose ?

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2

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  • Biggles
    Biggles Posts: 8,209 Forumite
    1,000 Posts Combo Breaker
    That's a little harsh, Esk, he wasn't bragging particularly, though the first sentence was a little uncalled-for, and he was on the topic of private banking.

    It might have been more helpful if he'd said which bank was so good, though, it might have helped the OP, who wants one.
  • eskbanker
    eskbanker Posts: 37,037 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Biggles wrote: »
    That's a little harsh, Esk, he wasn't bragging particularly, though the first sentence was a little uncalled-for
    Maybe you're right but the tone of the whole post seemed unnecessarily condescending and patronising to me, he didn't actually say 'you peasants wouldn't understand' but that seemed to be the subtext, especially at the beginning and end.
    Biggles wrote: »
    he was on the topic of private banking.
    But the topic wasn't "tell us how wonderful it is to qualify for private banking"....
    Biggles wrote: »
    It might have been more helpful if he'd said which bank was so good, though, it might have helped the OP, who wants one.
    OP has three already and wants two less, not another one!
  • Paul_1977
    Paul_1977 Posts: 992 Forumite
    edited 4 August 2016 at 5:56PM
    Ryan101 wrote: »
    Quick Question (As I seem to have opened a can of worms on another site so looking for feedback).

    Please no emotional replies, such as why do you want one, why do you need to look posh, they are a waste of money, you can get more interest in a Vantage account etc, etc, I am just looking for feedback on the product based on your actual or Perceived view of the account or bank itself, so if you were told you now qualify for one of these, money is no object etc, If you had to choose between the following which one would you choose for your day to day banking.

    Lloyds Bank Private
    NatWest Private
    Barclays Premier

    Thanks for your help

    Lord Sugar uses Lloyds bank private. I would go with Lloyds. The thing is that the accounts you have listed, are not really "private". Real private banking would be Adam & co and so on.

    But if a guy like Sugar chooses Lloyds it says it all. I don't think I could stand to walk about with a snob Adam and co type card, "tried" it before. Even if I had a billion in the bank, no way would I bank with them.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Biggles wrote: »
    It might have been more helpful if he'd said which bank was so good, though, it might have helped the OP, who wants one.
    Danske Bank, I reckon. They are renowned for not publishing their rates so they can extract as much as the customer can give.
  • IMO They choose you, not you chose them.
  • JGUK
    JGUK Posts: 222 Forumite
    Seventh Anniversary 100 Posts Photogenic
    I know its none of the three you mentioned, but HSBC are a reasonable alternative ?
    Thanks
    JG
  • d70cw6
    d70cw6 Posts: 784 Forumite
    typical entitled special snowflake millennial.
  • What about Handelsbanken?


    I am not sure if they are classified as a private bank but you do get good service with a person to ring or email when you have a problem.


    No fancy packages but the online service works well.
  • Marchitiello
    Marchitiello Posts: 1,304 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 5 August 2016 at 5:30PM
    I think the OP wanted to cut 2 out of the three he has.

    Otherwise, as it looks the op should easily qualify, Duncan Lawrie would be a proper private banking option that did not require millions in assets the last time I checked...
  • Paul_1977
    Paul_1977 Posts: 992 Forumite
    What about Handelsbanken?


    I am not sure if they are classified as a private bank but you do get good service with a person to ring or email when you have a problem.


    No fancy packages but the online service works well.

    Not a private bank, but still snobs.

    I tired to open an account and they would not entertain me because I did not work at a glossy place. How wrong they were.
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