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Best place for my money?

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Firstly, I preface this by the fact I would consider myself somewhat of a novice in regard to savings accounts; so any advice greatly appreciated.


Anyway, I have about £10,000-£15,000 I would like to put into a savings account.


My current account is with Lloyds, but obviously would like the best possible rates.

Ideally, the money should be instant access (with no fees) in case I need to access it in an emergency. Would also prefer it if I was able to add in the lump sum, rather than paying monthly as some of them seem to prefer.


Thank you.

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