PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Already used help to buy on my own... am I eligible for shared ownership?

Thatsthespirit
Thatsthespirit Posts: 107 Forumite
Seventh Anniversary 10 Posts Combo Breaker
in House buying, renting & selling
I bought my flat on my own 3 years ago but me and my girlfriend are thinking about buying our own place... even it meant buying in 'her' name would we be eligible for shared ownership or even help to buy again?

Comments

  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Are you going to sell the property you currently own?
  • Thatsthespirit
    Thatsthespirit Posts: 107 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Pixie5740 wrote: »
    Are you going to sell the property you currently own?

    Yes, it's already on the market. The properties we are looking at do part/ex too but I've no idea what my eligibility is..
  • kingstreet
    kingstreet Posts: 39,203 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You can purchase shared ownership or HTB Equity Loan as long as you will own no other property with effect from completion.

    You cannot use Part Ex with HTB and it's not likely to be available on Shared Ownership either.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.8K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.8K Work, Benefits & Business
  • 619.5K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture