Creation Every Day card

laingn

Hi All,

Looking at Martins travel credit cards between halifax clarity and Creation card I had 0% eligibility with halifax so applied to creation. I have been accepted :j:j heading to new york in a couple of months so wanted one for purchases to cover myself just in case.

Anyone had any experiences with them? I got 21.9%5 APR but will have plenty of cash saved to transfer straight away so if I am reading it right I shouldn't get charged any interest?

thanks in advance

N

user1168934

Is your APR figure correct? I also applied yesterday and got approval but I think APR was 12.9%.
I have no prior experience with them but I did read some reviews online and they seemed to be pretty bad although most of them were related to "buy now pay later type agreements" - let's see.

If anyone has used them please share your experience.

laingn

ha ha maybe I read it wrong. Should really read things properly. Will check when I get my paperwork through.

I only really wanted it for using abroad as I say. Got one for the uk with low apr.

Hopefully someone will have first hand knowledge of them

[Deleted User]

If the card offers free forex, then that's good. You'll pay a little interest but it'll be peanuts.

eDicky

Many people are using the Creation Everyday card for overseas travel, fee free for purchases and withdrawals, daily interest after any withdrawal. Search the Flights, Currency & Car Hire on the Overseas board for several reports by users.