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32 Still Not on Property Ladder. Is this sad?
FIRSTTIMER
Posts: 637 Forumite
Hi,
I turned 32 this year and feel like I should be with partner and in a house that I actually own, but I feel like I don't want to be trapped into a location, but then also feel like I should buy now like most of my friends have. I feel like society tells me to buy because I have the money, a good job, a good deposit. Anyone else feel like this?
Then again, I don't want to be sat here at 35 saying I cannot now afford to get onto the property ladder as every house price has doubled.....HELP
I turned 32 this year and feel like I should be with partner and in a house that I actually own, but I feel like I don't want to be trapped into a location, but then also feel like I should buy now like most of my friends have. I feel like society tells me to buy because I have the money, a good job, a good deposit. Anyone else feel like this?
Then again, I don't want to be sat here at 35 saying I cannot now afford to get onto the property ladder as every house price has doubled.....HELP
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Comments
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If society told you to jump off a cliff would you?
It doesn't matter what others think.0 -
This is true....but just pondering my thoughts....0
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Just chill out until you end up settling down with someone who you like and can split the costs as a couple
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glasgowdan wrote: »Just chill out until you end up settling down with someone who you like and can split the costs as a couple
And before doing so make sure you get independent legal advice to protect your investment!
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It's better than being 32 and trapped in a relationship because you can't afford to leave. If you can afford to buy alone, do. If you can't, the time will come when you do have a partner. There's no rush. It's better to be happy and single than in an unhappy relationship.0
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I think it is sad that in the history of Western Civilisation, that this current generation is the first generation who are poorer than their parents. Coupled with this is a housing market coupled with a highly restrictive lending platform that makes it impossible for young people to get on the housing ladder. Allied to this is a social housing market that has seen no investment since 1979 and a completely unregulated lettings market that exploit the most vulnerable.
And the worst thing is that successive governments since 1979 have failed to accept or address the problem.Eat vegetables and fear no creditors, rather than eat duck and hide.0 -
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I never quite understood this - why didn't your (and my) generation just save up a bit more for carpet/furniture before buying? I keep hearing the 'boomer trope' of "We slept on cardboard boxes and deckchairs until we could afford furniture when we bought our first home".When my parents got married, they couldn't afford carpets for two years. I can't be the only person doing better than that.
To me, that just sounds like boomers overstretched themselves to get on the housing ladder to the point they couldn't even carpet a house. These days you need to raise such a large deposit that the idea of NOT saving a few extra grand to buy some cheap furniture/carpet sounds nuts.
To the OP: It's not sad, it's your life choices. No one cares as much about your own life as you do. Everyone else is too busy to worry about you. So either buy a house, or don't. We don't care that much.
Society isn't telling you to do anything. Quit Facebook & Instagram if you want to stop seeing the lives your 'mates' are leading.0 -
ringo_24601 wrote: ».
Society isn't telling you to do anything. Quit Facebook & Instagram if you want to stop seeing the lives your 'mates' are leading.
I'll wager they don't have much of a life. And if they do they're over stretching things.0 -
32's nothing.
I was 40ish.0
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