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Unemployed / graduate car insurance

I've just finished university and am looking for a car to commute but have just discovered that being unemployed makes insurance more expensive! I have found the perfect car but I still haven't got a job. I'm therefore wondering if is there a special type of insurance that I could use for one day to drive the car home? I would keep the car in the garage until I got a job and could qualify for cheaper insurance. Otherwise has anyone got any other tips e.g. towing the car etc? I'm clueless about these things (uni doesn't prepare us for the real world!) so any advice would be useful. Thanks in advance

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Google temporary one day car insurance.
  • I just found info on this after I wrote the post but wasn't sure if it would be applicable for me so thank you
  • EdGasket
    EdGasket Posts: 3,503 Forumite
    You could pay a recovery service to bring it back for you on a transporter. Better still just get the seller to drive it round themselves and pay for their taxi back.
  • Aretnap
    Aretnap Posts: 6,106 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    One day insurance is definitely an option, but I believe that it can be expensive/difficult to find if you're young. If you have trouble you could see what it would cost to get day insurance for an older friend/relative to drive it, and ask them to help.

    Or as above, ask the seller to drop it off, if it's a reasonable distance.

    Towing - be careful as being towed eg with a tow rope counts as driving, and you still need to be insured. Only if the car is fully lifted off the road and nobody in the driver's seat is exercising any form of control is insurance not needed.

    Remember that while it's not insured you'll have to make a SORN declaration - you can do it online at the gov.uk websites. Beware of official-looking websites which try to charge you for the same service.
  • forgotmyname
    forgotmyname Posts: 33,073 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I couldnt get temp one day insurance for a young driver recently.
    Censorship Reigns Supreme in Troll City...

  • mgfvvc
    mgfvvc Posts: 1,276 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It still needs to be insured even if in the garage under the new CIE (continuous insurance enforcement) rules.
  • Quentin
    Quentin Posts: 40,405 Forumite
    mgfvvc wrote: »
    It still needs to be insured even if in the garage under the new CIE (continuous insurance enforcement) rules.

    No.

    You don't have to insure a SORN car
  • mgfvvc
    mgfvvc Posts: 1,276 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Quentin wrote: »
    You don't have to insure a SORN car

    I was wrong, CIE is not quite as draconian as I thought.
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