Barclaycard ongoing emails sent to me

Chrysalis

So since I got my barclaycard earlier in the year (some may remember I applied just to see what I would be offered, but have since transferred a balance to it) They have been sending me lots of emails encouraging me to buy stuff on the card, unlike other providers.

However interestingly today I got an email offering me 2 years interest free transfer balance, as my original transfer window has expired (3 months after get card), I didnt contact them asking if they could give me a new offer, they just sent it, so it does seem barclaycard will also try to encourage further balance transfers as well.

This might be good news for those who are concerned that barclaycard has a 3 month cutoff point for free transfers.

The same email also has granted me 0% money transfers as well although that one is only for 6 months.

glentoran99

I get at least one of them a month from Barclaycard, latest 1 year money transfer and 2 year balance transfer interest free

Chrysalis

I think I might take up the offer as I am doing my sister a favour to clear one of her debts by shifting it to one of my cards, and I just applied for a credit limit increase (wont max it out but wanted to keep same unused limit), and surprisingly it was approved instantly. I am guessing the limit awarded is below the actual limit allowing for instant approvals for increases within the actual limit.

Chrysalis

guys to confirm if I have 2 zero rate balance transfer offers, do payments go to the one that runs out first?

bigadaj

Chrysalis wrote: »

guys to confirm if I have 2 zero rate balance transfer offers, do payments go to the one that runs out first?

That's normally the case but you need to read your terms and conditions to be absolutely sure.

skyepark

i keep getting 6 month money transfer not worth it.

lhead123

Chrysalis wrote: »

guys to confirm if I have 2 zero rate balance transfer offers, do payments go to the one that runs out first?

My Barclaycard t&c's say that money you pay goes first to interest earning balances, then the balance of 0% deals in order of when they run out (soonest to run out paid first). So you're always paying money to the most appropriate place on the card.