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Clearscore score not moving
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VultureDodger
Posts: 65 Forumite
Hi,
I joined Clearscore 3 months ago and have a pretty rubbish score. OH and I had a lot of financial difficulties 7/8 years ago but have battled our way back over the last 6 years. Last month our last default fell off but my score didn't shift, although it jumped up a fair amount on noddle, so I kind of expected to see some movement on Clearscore too. We want to apply for a mortgage shortly so that we can move home, but I'm reticent due to our continued 'poor' scores. How soon after the adverse info falling off should I see an improvement?
I joined Clearscore 3 months ago and have a pretty rubbish score. OH and I had a lot of financial difficulties 7/8 years ago but have battled our way back over the last 6 years. Last month our last default fell off but my score didn't shift, although it jumped up a fair amount on noddle, so I kind of expected to see some movement on Clearscore too. We want to apply for a mortgage shortly so that we can move home, but I'm reticent due to our continued 'poor' scores. How soon after the adverse info falling off should I see an improvement?
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Comments
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The score they make up for you has no meaning, it could be the highest it can go to and you may not be able to get credit because only you and the company providing the score actually see it.
No lender will know what your score is and they wont care either.
I put my earnings down as 50p on one and i got a low score, on another i put a large amount and got a high score.
The scores are useless, my free scoring system works much better and my spider sense is tingling and your score = 3 budget brand choc chip biscuits.Censorship Reigns Supreme in Troll City...0 -
My score has been stuck at 411 for months and then I stopped checking them.
Save 12K in 2020 # 38 £0/£20,0000 -
The scores don't move much in the summer months, as it's too warm for them. You should see some changes in the autumn.0
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Deleted_User wrote: »The scores don't move much in the summer months, as it's too warm for them. You should see some changes in the autumn.
But what about all this rain we've had lately, surely that will make the scores grow?0 -
forgotmyname wrote: »The scores are useless, my free scoring system works much better and my spider sense is tingling and your score = 3 budget brand choc chip biscuits.
So high?! Awesome! New house, here we come!!
Thanks for the reality check, guys :beer:0
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