We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Clearscore score not moving

Options
Hi,
I joined Clearscore 3 months ago and have a pretty rubbish score. OH and I had a lot of financial difficulties 7/8 years ago but have battled our way back over the last 6 years. Last month our last default fell off but my score didn't shift, although it jumped up a fair amount on noddle, so I kind of expected to see some movement on Clearscore too. We want to apply for a mortgage shortly so that we can move home, but I'm reticent due to our continued 'poor' scores. How soon after the adverse info falling off should I see an improvement?

Comments

  • forgotmyname
    forgotmyname Posts: 32,903 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The score they make up for you has no meaning, it could be the highest it can go to and you may not be able to get credit because only you and the company providing the score actually see it.

    No lender will know what your score is and they wont care either.

    I put my earnings down as 50p on one and i got a low score, on another i put a large amount and got a high score.

    The scores are useless, my free scoring system works much better and my spider sense is tingling and your score = 3 budget brand choc chip biscuits.
    Censorship Reigns Supreme in Troll City...

  • darkidoe
    darkidoe Posts: 1,129 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    My score has been stuck at 411 for months and then I stopped checking them.

    Save 12K in 2020 # 38 £0/£20,000
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The scores don't move much in the summer months, as it's too warm for them. You should see some changes in the autumn.
  • The scores don't move much in the summer months, as it's too warm for them. You should see some changes in the autumn.

    But what about all this rain we've had lately, surely that will make the scores grow?
  • The scores are useless, my free scoring system works much better and my spider sense is tingling and your score = 3 budget brand choc chip biscuits.

    So high?! Awesome! New house, here we come!! :p

    Thanks for the reality check, guys :beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.4K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.