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Tenancy Liability Insurance?

Me and my partner are about to rent a flat for the first time and have been asked to get 'Tenancy Liability Insurance'.

Can anyone tell me if this is a legal requirement, the difference between this and public liability insurance, whether that is what the deposit is for, doesn't landlord insurance also cover that, and basically whether I need to get it or not.

We will be getting contents insurance but just didn't know about this one.

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    I think you mean "tenants" liability cover which covers you against accidentally damaging any property belonging to the landlord in your flat. (Have a google)


    It isn't a legal requirement, though may be a condition of your lease (in which case if you don't provide proof you have it then you may not get the flat)
  • huckster
    huckster Posts: 5,590 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Check Contents Insurance as this will often include tenants liability insurance.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
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