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what to do??? advice plz.

Hi all,just wondering how to get a higher credit limit on cards ive been pre approved for
would it be a money transfer card or a 5 yr low rate card with a small apr from start?
Any thoughts appreciated.

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Who has pre approved you?

    Most pre approvals are merely an invitation for you to apply - all will credit score you.

    Historically from experience I would say MBNA give out high limits but all will depend on your own credit files.
  • Bluemotion
    Bluemotion Posts: 8 Forumite
    edited 28 July 2016 at 6:31PM
    Hi,thanks for replying.Have been pre approved for most of MBNA cards,i have one card with them.

    Its the choice of a moneytransfer card at 0% for 3 years or a low rate apr card for 5 years.

    so its a case of which one would give the most credit amount....???
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    Bluemotion wrote: »
    Hi,thanks for replying.Have been pre approved for most of MBNA cards,i have one card with them.

    Its the choice of a moneytransfer card at 0% for 3 years or a low rate apr card for 5 years.

    so its a case of which one would give the most credit amount....???
    Your "pre approved" is subject to a credit check, the card limit will be dependent on that credit check. As for the potential limit between the different cards, none
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